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Become a Small Business Investor.

Honeycomb Credit is a first-of-its-kind community investment platform. You can earn up to 14.25%* by investing in locally-owned businesses around the country.

Over $25 million has been invested by thousands of local investors.

* This statement assumes the offering is successful, securities are sold, and repays as expected through maturity. This is a financial investment and there is no guarantee of a return; small business lending is risky and investors could lose part or all of their investment.

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Discover set-rate investment opportunities from small businesses both in your neighborhood and across the country.

Join over 16,000 investors and a growing list of foundations building and growing alongside small business ecosystems across America.

Whether you’d like to start with $100, $5,000, or more, anyone 18 and up is able to add small businesses to their investment strategy.

Put your money into vetted small businesses.

At Honeycomb, we take each business and each investment seriously for both your financial safety and theirs.


Due diligence is performed on each business owner. We look at operating history, business plans, and financial viability to vet the investment while supporting the business owner’s plan and community involvement. 

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Support communities traditionally underserved by banks.


Woman-owned businesses




Businesses in low-to-moderate income communities

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“We saw Honeycomb as a great opportunity to both help small businesses…while also growing our initial investment. We felt this was a win-win, where the money could both grow and do some good instead of just sitting in a bank account.” *

-Lisa & Jared

*Past performance is not indicative of future results and may not be representative of the experience of others

How to make your first investment

Honeycomb Demo
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Invest in your community.

The money you invest in a Honeycomb campaign goes to the small business owner.

They use it to sign a lease, purchase new equipment, hire staff or fund many kinds of growth projects. Then they repay the money and interest rate back to you.


The interest goes back to the community (you), rather than a bank.


Harvie Farms 
Honeycomb Story

Harvie Farms had so much success with their first Honeycomb campaign, that they ran two more!


Harvie's owner and CEO, Simon Huntley, ran a Honeycomb campaign to expand his business. He saw the value in tapping his community for investments, rather than a traditional bank.


"Investments from our community are deeply meaningful to me as they represent not only financial support but also a vote of confidence in our mission to build a strong local food economy. They demonstrate the shared belief and commitment to creating a sustainable future, fostering community resilience, and making a positive impact on the well-being of both our region and the environment." - Simon Huntley, CEO and owner of Harvie.

What business do you want to see on Honeycomb?

Whether they've been your favorite local business for 10 years or a brand new, innovative business that just popped up around the corner, we want to know who you want to invest in on Honeycomb! And you can earn $500. 

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Investors' Favorite Business

Invest with your neighbors!

Join our community of 10,000+ investors with a mind for business and a heart for community.


Start investing with your friends, neighbors, and thousands of small business fans across the country.

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Cherrica invested in 2nd Semester Shop!

Invest right in your backyard.

For as little as $100, everyday people can invest in a business they love and get paid back with a return. When a business pays back, the interest goes directly to the investors.

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