top of page


Relief Loan Cohort

Community-sourced loans for farmers, producers and food businesses impacted by the Coronavirus (COVID-19)


Keep your business strong with the community at your side.

For the past few weeks, the coronavirus (COVID-19) has caused massive disruption to our communities, the stock market, and our daily lives. We know that small businesses like yours are facing unprecedented uncertainty. We also know that there are hundreds of people in our community and the Honeycomb network that want to support you.

StarkFresh and Honeycomb Credit have partnered to support farmers and food businesses with crowdfunded working capital. Launch a campaign and tell your story so with the help of the community, we can fight to eradicate poverty and hunger.* 

Applications are now open to join the first StarkFresh cohort.

* Interested in learning more about StarkFresh and how you can help fight hunger? 

StarkFresh Crowdfunded Relief Loan

  • Borrow $10,000-$25,000 in working capital

  • 45 day payment-free period

  • 3.75% interest rate over an initial 6-month interest-only payment period

  • 7.5% interest rate over a 3-year fully amortizing loan after the interest only period

  • No pre-payment penalties

Financial Qualifications
  • 1+ years of operating history

  • Breakeven or profitable in 2019

  • Above average credit score for 20% owners

  • Debt service coverage ratio of 1.0 or higher

  • Owners have non-negative net worth

  • No delinquencies (personal or business), unless explicitly related to the economic slowdown

  • Lease agreement in good standing

  • Registered and legally organized business

  • Personal guaranty

  • Blanket lien on the business (lien position negotiable)

  • Demonstrated community support

Not sure if you qualify for the option, or want to borrow more than $25,000? Fill out the form below and we'd be happy to see how we can help out!

​Note: Businesses must complete an application, which must pass Honeycomb's due diligence process, to take part in the cohort

We're in this together.

We’ve built Honeycomb by connecting great small businesses with investors right in their community. Making new connections and deepening existing ones is more important now more than ever.


To make this easier on you as a business owner, we are reducing the fee to launch a campaign from $250 to $100. We are also cutting down the success fee that we charge if your campaign hits its minimum goal from 8% to 6%, and investor fees from 2.85% to 1.4%. Capital can typically be deployed in as little as 30 days.

Crowdfund in 4 easy steps


Fill out the form below

Tell us about your business & which relief loan program interests you.


Talk to our team of experts

Jump on a call with our small business experts to discuss putting together an application.


Launch and tell your story!

After being accepted to the cohort, get your working capital crowdfunded by your community.


Keep your business strong

Make interest-only payments to your community for 6 months, then principal + interest payments.

To learn more, check out some of our live campaigns.


Deadline: April 17, 11:59 pm EST

Apply to join the StarkFresh first cohort

Anchor 1
bottom of page