Your books are already in order.

Lenders want to see that your books are up-to-date before they make an underwriting decision. Since you are already updating your books for your taxes anyway, all that work will already be done.

You have an up-to-date tax return.

The tax return itself is a critical piece of the underwriting packet that any lender requires. Having an up-to-date tax return for your most recent tax year makes an underwriting decision much easier.

Applying now means you could get funding for a summer expansion project.

A lot of businesses are busiest in the summer and fall, so in terms of new equipment, new locations, or general expansion projects, now is the best time of the year to secure financing. Apply for a crowdfinanced loan with Honeycomb Credit now, and we'll get your campaign wrapped up in 30-90 days—just in time for the summer rush!