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SMS Terms and Conditions

Effective Date: [Insert Date]

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Honeycomb Credit SMS Notification Program

By opting in to receive text messages from Honeycomb Credit, you agree to the following terms and conditions:

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1. Program Description

The Honeycomb Credit SMS Notification Program allows you to receive important updates about your account via text message. These messages may include:

  • Payment reminders and due date notifications

  • Investment opportunity alerts

  • Loan application status updates

  • Account notifications and alerts

  • Platform updates and announcements

  • Customer service communications

2. Message Frequency

Message frequency may vary based on your account activity and the notifications you've subscribed to receive. You may receive up to 10 messages per month from Honeycomb Credit. The actual number of messages you receive will depend on your account activity and notification preferences.

3. How to Opt Out

You can opt out of receiving text messages at any time by replying STOP to any message you receive from Honeycomb Credit. Once you opt out, you will no longer receive any text messages from us, except for a confirmation message acknowledging your opt-out request.

Please note that opting out of SMS notifications may affect your ability to receive time-sensitive account information. You will continue to receive important communications via email.

4. How to Get Help

For support or assistance regarding text messages, you can:

  • Reply HELP to any message for more information

  • Contact us at support@honeycombcredit.com

  • Call us at [Insert Phone Number]

  • Visit our Help Center at [Insert URL]

Our customer support team is available [Insert Hours, e.g., Monday-Friday, 9am-5pm ET].

5. Message and Data Rates

Standard message and data rates may apply to any messages sent or received from Honeycomb Credit. The number of messages you receive will depend on your account activity and notification settings. Please consult your mobile service provider for details regarding your messaging and data plan.

6. Privacy and Data Protection

Honeycomb Credit is committed to protecting your privacy. Your phone number and SMS interaction data will only be used for the purpose of sending you account-related notifications and customer service communications.

Your information will not be shared with third parties for marketing purposes without your explicit consent. For complete details on how we collect, use, and protect your personal information, please review our Privacy Policy.

7. Participating Mobile Carriers

This SMS service is available on the following carriers: AT&T, T-Mobile, Metro PCS, Verizon Wireless, US Cellular, Google Voice, Cellular One, Cellcom, Cellular South, Interop, and Clearsky.

8. Carrier Liability Disclaimer

Carriers are not liable for delayed or undelivered messages. Message delivery is dependent on your mobile carrier's network and service availability.

9. Consent and Authorization

By opting in to receive SMS messages from Honeycomb Credit, you:

  • Confirm that you are the authorized user of the mobile phone number provided

  • Consent to receive automated text messages at the phone number you provided

  • Acknowledge that you have read, understood, and agree to these terms and conditions

  • Understand that consent is not a condition of using Honeycomb Credit's services

10. Modification of Terms

Honeycomb Credit reserves the right to modify or amend these terms and conditions at any time. Any changes will be effective immediately upon posting the modified terms and conditions on our website. Your continued use of the SMS notification service after any such changes constitutes your acceptance of the revised terms.

We will notify you of material changes to these terms via SMS or email when possible.

11. Termination

Honeycomb Credit reserves the right to terminate the SMS notification service or your participation in the service at any time without notice, including but not limited to situations involving:

  • Violation of these terms and conditions

  • Fraudulent or abusive use of the service

  • Technical or operational difficulties

12. Disclaimer of Warranties

The SMS notification service is provided on an "as is" and "as available" basis. Honeycomb Credit makes no warranties, express or implied, regarding the reliability, accuracy, or timeliness of message delivery.

13. Compliance

This SMS program complies with:

  • The Telephone Consumer Protection Act (TCPA) in the United States

  • The Canadian Anti-Spam Legislation (CASL) in Canada

  • All applicable federal, state, and provincial regulations

Contact Information

If you have any questions or concerns regarding these SMS Terms and Conditions or our messaging service, please contact us:

Honeycomb Credit
[Insert Physical Address]
Email: support@honeycombcredit.com
Phone: [Insert Phone Number]
Website: https://honeycombcredit.com

For more information about our privacy practices, please visit our Privacy Policy.

Thank you for choosing Honeycomb Credit.

By opting in to receive text messages from Honeycomb Credit, you acknowledge that you have read, understood, and agree to these terms and conditions.

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Securities offered through Honeycomb Portal LLC or Honeycomb SMB LLC have not been recommended or approved by any federal or state securities commission or regulatory authority. Honeycomb does not provide any investment advice or recommendation, and does not provide any legal or tax advice with respect to any securities. All securities listed on this site are being offered by, and all information included on this site is the responsibility of, the applicable issuer of such securities. In making an investment decision, investors must rely on their own examination of the issuer and the terms of the offering, including the merits and risks involved. Securities sold under Title III are speculative, illiquid, and investors can lose all of their money.

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