City skyline of Pittsburgh

Honeycomb Credit unlocks growth opportunities for small businesses to build vibrant, financially empowered communities.

It all started with a community bank and a juice shop.

As a sixth-generation community banker, George grew up in Western Pennsylvania and saw firsthand how the disappearance of community banks was limiting small business owners from getting the loans they needed to make their businesses thrive. In Kansas City, Ken was struggling to get capital for his juice shop, despite his finance background. George and Ken put their heads together—and Honeycomb Credit was born.

Today, we're a team of small business owners, finance nerds, bloggers, and food enthusiasts. What connects our diverse interests are a shared passion for community and a strong belief in the power of Main Street.

What We Believe

Honesty, integrity, and transparency

That's how we treat each other and our customers.

Move fast but fix things

We can act swiftly and make the right call.

We're dedicated to your business

Your small business story is a story worth telling.

Community building is a team sport

We build together with your community.

Unicorns come in all shapes and forms

We only work with the best—and the best comes from all walks of life.

Leave it better than you found it

Do good and things will turn to gold.

Meet the Team

Chelsea Pepper

Hometown

Pittsburgh, PA

 

Passions

Yoga, making mala necklaces, and cooking

Favorite Small Biz

E.B. Pepper

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Chelsea Pepper
Director of Business Development

George Cook

Hometown

Somerset, PA

 

Passions

Honeycomb Credit (and the occasional hike)

Favorite Small Biz

Hill Farmstead Brewery

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George Cook

CEO & Co-Founder

Ken Martin

Hometown

Dallas, TX

 

Full-Time Gig

RBC Capital Markets

Favorite Small Biz

Saxby's Coffee

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Ken Martin

Co-Founder

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Hometown

Pittsburgh, PA

 

Passions

Volunteering in Appalachia, playing drums

Favorite Small Biz

Maggie's Farm Rum

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Chip Homer
Director of CX

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Hometown

Altoona, PA

 

Passions

Music, technology, and arcades with family

Favorite Small Biz

Mr. Small's Funhouse

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Joe Lipple
Director of Product

Napoleon, Chief Nap Officer

Hometown

Chicago, IL

Passions

Taking naps

Favorite Small Biz

Petagogy

Napoleon

Chief Nap Officer

Christian Bilger

Hometown

Boston, MA

 

Passions

Hockey, skiing, and time with family

Favorite Small Biz

Salem's Market & Grill

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Christian Bilger
Chief Operating Officer

Dora Rankin

Hometown

Cleveland, OH

 

Passions

Empowering women's leadership, being a mom

Favorite Small Biz

Honey Hut Ice Cream

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Dora Rankin
Head of Partnerships

John Dubosky

Hometown

Millheim, PA

 

Passions

Playing music, cooking

Favorite Small Biz

Rock Room

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John Dubosky

PGH City Manager

Samantha Graf

Hometown

Cleveland, OH

 

Passions

National Parks, craft cocktails, learning

Favorite Small Biz

Amazing Yoga

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Samantha Graf
Customer Experience Manager

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Hometown

Cleveland, OH

 

Passions

Family time, volunteering for Special Olympics

Favorite Small Biz

Jaworski's Meats

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John Zakel Jr
Ohio Market Manager

Sophia Fang

Hometown

Bellevue, WA

 

Passions

Watercolors, local coffee shops

Favorite Small Biz

Arriviste Coffee

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Sophia Fang

Head of Marketing

Topiltzin Gomez

Hometown

Waukegan, IL

 

Passions

Urban studies, 5k running

Favorite Small Biz

La Oaxaqueña

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Topiltzin Gomez

Chief of Staff

Employee standing in My Goodness, a grocery store in Pittsburgh

We connect you with expansion loans crowdfunded from your customers and fans. Share your successes with the community, without giving up ownership.

Napoleon the Dog

Join our team!

We're looking for empathetic go-getters with keen attention to detail to scale our next generation local crowdfunding platform.

Have a business?

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